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We realize how important it is to protect and manage the information that Users share. We use safeguards such as firewalls, encrypted SSL, implement physical access controls in our Data Center and files, and we only provide access to employees who need them to fulfill job responsibilities.
Information Collected and Stored
We collect and store User data with the aim of expediting the process of providing, maintaining and repairing services and other purposes permitted by applicable laws and regulations.
The types of data and information that we collect and store when a User applies for a loan are:
* Personal Information Data: we require personal information such as name, address, email, telephone number and social security number.
* Personal Financial Data: we require financial information such as name, account number and bank name.
* Employment Data: we require employment information such as name, company address and job title.
* Income Data: we require income information such as basic salary, allowances, payment period and salary deductions.
Use of User Information
We will use all or part of the data that has been collected and stored from Users as mentioned in the previous section for the following matters:
* We use User information to provide and improve service performance, develop new offerings, personalize and improve the User experience in using the service.
* We use User information for the purposes of assessment, risk analysis and approval decisions on service submissions.
* We use User Information to monitor services in identifying, preventing fraud, money laundering, terrorism and other criminal activities.